After a car accident, the last thing most people want to worry about iPIP is a type of no-fault insurance coverage available in many states. It pays for medical bills, a portion of lost wages, and sometimes additional expenses like rehabilitation or funeral costs. Because PIP applies regardless of fault, it allows accident victims to access funds without waiting for liability to be determined.

Filing a Personal Injury Protection claim may seem complicated, but breaking it down into clear steps makes it manageable. By seeking prompt medical care, notifying your insurer, gathering documentatioThe first and most important step after an accident is to get medical care. Many states require that treatment begin within a specific timeframe—sometimes as short as 14 days—for PIP benefits to apply. Delaying treatment could mean losing eligibility for coverage.